I went skiing today!  I love to ski.  I realized today that I approach skiing the same way I approach life.  When I am faced with a challenge, (even if it is really small) I am so afraid of failing that I will literally wait until I am very sure I will not fall.  I'm not a bad skier, but I could be much better if I didn't freeze up. Once I get started, I'm fine.... It really made me think about the challenges I face in life... Am I too cautious?

Anyways, I feel truly blessed to have gone skiing today.  God is so amazing.  I was thinking today that if we never had the flood, we would not have snow or rainbows, which are two of my favorite things. How much we would miss.  I've never understood how God can take a devastating situation and turn it into something beautiful. It just another example of how He is God, amazing and incomprehensible.

It's Saturday!  I love Saturdays.  Thanksgiving wasn't as bad as I thought it would be.  I have decided to go back to school this summer, which for the record will be my last. I hope.  I'm sorry to say that spending the summer in Chicago will have to wait another couple of years. I've prayed about this for while now, and I feel that God is opening doors. I'll know for sure if I get accepted. Until then, I'll keep praying...

Today was great!  I slept in, super cleaned my room, got into a debate with Discover for a half hour, visited some old, but amazing friends, spent an hour in a nursing home beauty parlor, ate samples of 6 Chinese meals, and went to see "Yours, Mine, and Ours."  The greatest was getting Discover to admit that they actually do try to rip people off.  Rodney, the rep from Discover tried to get me to sign up for their protection plan.  I told Rodney I would give him a half hour and if he could convince me that it was financially in my best interests to pay 8.5% of my total balance each month to be part of this "protection" program, which for the record costs Discover nothing to implement and execute, when I am currently paying no interest AND Discover is actually paying Me 1.5% back on all my purchases, then he could keep in their protection plan program.  We debated back and forth for a half hour, and it ended with him canceling the protection program which he had previously signed me up for.  I told him I wouldn't have been so hard on Discover for attempting to rip me off, but I was doing it on behalf of the millions of vulnerable college freshmen that they just introduced into the wonderful world of revolving debt this past Fall. Apparently he had underestimated one of my favorite past times.... which is... reading personal finance books. Ok, I'm jumping off my soap box now.    For those of you are just starting to get to know me, I spent 9 months working for a mortgage company talking everyday to normal people who are devastated by debt and feel trapped.  My heart goes out to them, because the reality is that they are your normal, average American who fell for a lie, which credit card companies used to seduce them.  I know they made the choices, but I believe credit card companies could make it easier if they used everyday English in their fine print.